FDIC-Insured - Backed by the full faith and credit of the U.S. Government
Important Disclosures
At Home Federal Savings and Loan Association of Niles, we prioritize transparency and the security of your personal information. Our Disclosures page provides essential information regarding our policies and practices.
Privacy Policy
We are committed to safeguarding your personal and financial information. Our Privacy Policy details how we collect, use, and protect your data, ensuring your privacy is maintained.
Terms of Use
By accessing our website and services, you agree to our Terms of Use. This document outlines the conditions and guidelines for using our online platforms.
Online Banking Terms & Conditions
Our Online Banking Terms & Conditions provide detailed information about the use of our online banking services, including user responsibilities and service limitations.
eStatements Disclosure
Our Online Banking Terms & Conditions provide detailed information about the use of our online banking services, including user responsibilities and service limitations.
USA PATRIOT Act
In an effort to protect you and our country, the USA PATRIOT ACT was signed into law. To help the government fight the funding of terrorism and money laundering activities. Section 326 of the USA PATRIOT ACT requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account or changes an existing account. This federal requirement applies to all new and current customers.
What this means for you:
When you open an account, we will ask each person for their name, physical address, date of birth and other information that will allow us to identify them. We will also ask to see each person’s driver’s license or other identifying documents and copy or record information from each of them.
Important information about opening a Legal Entity Account.
Effective May 11, 2018, new rules under the Bank Secrecy Act will aid the government in the fight against crimes to evade financial measures designed to combat terrorism and other national security threats.
Each time and account is opened for a covered Legal Entity, we are required to ask you for identifying information (name, address, date of birth, social security number as well as identification documents) for:
- Each individual that has beneficial ownership (25% or more) and,
- One individual that has significant managerial control, of the Legal Entity.
If you are opening an account on behalf of a Legal Entity, you will be required to provide the appropriate documentation and to certify that this information is true and accurate to the best of your knowledge.
For any questions or further information regarding these disclosures, please contact us.
