FDIC-Insured - Backed by the full faith and credit of the U.S. Government
Other Services
At Home Federal Savings and Loan Association of Niles, we offer a variety of personal deposit accounts designed to help you achieve your financial goals. Our competitive interest rates and flexible terms ensure that your savings grow securely.
Night Depository
Our Night Depository service offers you the convenience of making deposits outside of regular banking hours. Available 24/7, simply drop your transaction into our secure night deposit box, and we will process it on the next business day.
Debit Card/ATM Services
We offer Debit Cards to customers with accounts that have been open for at least 90 days and are in good standing. While we do not own or operate any ATMs, you can use your debit card at Maestro, Cirrus, Accel, and other affiliated network ATMs. Please note that using these ATMs may incur fees charged by the machine operator or network.
Direct Deposit
Simplify your finances with Direct Deposit. Have your paycheck, Social Security benefits, or other recurring payments deposited directly into your account. To enroll, provide your employer or the issuing agency with your account information.
Safe Deposit Boxes
Protect your valuable possessions with our Safe Deposit Boxes. We offer a variety of box sizes at affordable rates to ensure your important items are secure. For availability and pricing, please contact us directly.
Schedule of Fees
We believe in transparency and want you to be fully informed about any fees associated with our services. Below is our current Schedule of Fees, effective as of September 14, 2019:
| General Account Fees | |
|---|---|
| Early Account Closure | $20.00 (if closed within three months of opening) |
| Account Reconciliation | $20.00 per hour (minimum 1 hour) |
| Account Research | $25.00 per hour (for deposits/loans history or verification) |
| Check Printing | Varies based on style ordered |
| Copy of Paid Money Order or Official Check | $2.00 each |
| Deposited Item Returned Fee | $20.00 (for any returned deposited or cashed check) |
| Dormant Account Fee | $5.00 per month (after 2 years of inactivity) |
| Fax Services | $1.00 per page (incoming or outgoing) |
| Mortgage Loan Payoff Fax | $10.00 |
| Levies, Garnishments, or Attachments | $40.00 |
| Statement Copy | $5.00 |
| Share Loan Setup Fee | $30.00 |
| Transaction Fees | |
|---|---|
| Money Order Purchase | $2.00 each |
| Official Check Purchase | $3.00 each |
| Overdraft Fee | $30.00 per item (applies to checks, in-person withdrawals, ATM/POS withdrawals, ACH, or other electronic means) |
| Return Item Fee | $30.00 per item |
| Stop Payment Fee | $30.00 per item (for checks or ACH) |
| Sweep Transfer Fee | $5.00 per transfer (to cover overdraft of checking account) |
| Safe Deposit Box Fees | |
|---|---|
| Drilling Fee | $75.00 |
| Lost Key Replacement | $25.00 |
| Wire Transfer Fees | |
|---|---|
| Incoming Wire | $15.00 |
| Outgoing Wire for Mortgage Closing | $25.00 |
| Business Account Fees | |
|---|---|
| Returned Draft or ACH Item | $30.00 per item |
| Statement Balancing | $20.00 per hour |
| Account Research | $25.00 per hour |
| Special Statement Request | $8.00 |
| Early Account Closure | $20.00 (if closed within three months of opening) |
