About Us – Home Federal Savings and Loan Association of Niles
A Legacy of Trust Since 1897
Since 1897, Home Federal Savings and Loan Association of Niles has proudly served as “Niles’ Oldest Savings Institution.” As a service-oriented, locally managed community savings and loan, we are dedicated to being your first choice for all financial services, fostering lifelong partnerships.
Our team of associates is passionate about serving the community where they work and live—we are your family, friends, and neighbors. We take pride in offering a range of financial products and resources while maintaining the personal touch of a hometown bank.
We invite you to connect with us—we look forward to meeting you. Contact Us

Our Commitment to the Community
With decades of experience, we remain committed to our community, our customers, and to you with our service-oriented approach.. Our philosophy is simple:
“Take care of the customer first.”
Our six-member Board of Directors, comprised of local business owners and residents, ensures that our decisions align with the needs of our community.
Our History – Over a Century of Service
Our story began on November 20, 1897, when nine prominent businessmen founded Niles' first home financing institution.
First home loan approved | December 15, 1897, for $700.00 |
Converted to stock ownership | October 1998 |
Became a subsidiary of | First Niles Financial, Inc. (FNFI) OTC |
Current asset growth | Over $156 million in assets |
Throughout the years, our mission has remained unchanged—helping thousands of families in Niles and surrounding communities achieve the dream of home financing and home ownership


Steady Growth of Assets Over the Years
Our steady asset growth is a testament to our strong foundation and customer trust:
End of first year (1898): | $11,072.27 |
December 31, 1929: | $814,441.95 |
December 31, 1950: | $3,475,813.42 |
December 31, 1975: | $29,239,660.89 |
December 31, 1986: | $59,697,968.00 |
December 31, 2009: | $104,085,000.00 |
Our Promise to You
At Home Federal Savings and Loan Association of Niles, we value the trust and support of our customers. Our continued growth and success are due to the generations of families who have chosen us as their trusted financial partner.
We deeply appreciate your business and suggestions.
If you have any questions or feedback, we encourage you to contact us today!
